High Net Worth Insurance

Insurance for individuals with high value homes, property and cars who require specialist insurance.

Many people assume you must live in a stately home to qualify or that it will cost significantly more. Neither is true. With policies and limits created specifically for those who own more than average, this route may not cost as much as you would think.

We can provide effective cover for all your treasured possessions at highly competitive rates. As well as the excellent and bespoke service that you would expect from high value home insurance, the additional benefits go much further.

A High net worth policy will have wider range of cover than a standard household policy:-

  • Protection for your contents, art & antiques and valuables, including whilst anywhere in the world, against accidental loss or damage.
  • High single article limits for valuables and art & antiques means that typically you only need to list individual items of art and antiques over £15,000 and items of jewellery and watches over £5,000.
  • Cover for your buildings includes accidental damage as standard.
  • £10,000,000 limit to cover your liability to domestic servants and employees.
  • £5,000,000 limit to cover your liability to third parties.
  • Legal expenses cover automatically included up to £1000,000.

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